"Bixian" seems to refer to "避险" in Chinese, which translates to "risk aversion" or "avoiding danger" in English. Risk aversion is a common concept in finance and economics, referring to an investor's preference for investments with less risk over those with higher returns but greater uncertainty. In broader contexts, it can also mean taking precautions to avoid potential dangers or problems.
For example, in financial investment, a risk-averse investor may prefer bonds or savings accounts over stocks, even if the latter could potentially yield higher returns. In daily life, risk aversion might manifest as choosing a safer route when commuting or wearing a helmet while riding a bike.
Risk aversion is a natural human tendency that helps individuals protect themselves from potential losses or harm. However, it's important to strike a balance; being overly risk-averse can sometimes limit opportunities for growth and development.